Just keep in mind that you have to make the purchase the same day you apply in order to qualify.There’s no annual fee and you can earn as little or as much cash back as you like, depending on how often you use the card.Your tier corresponds to the number of days you get so Tier 1 members get one Triple Points day, Tier 2 members get two days and so on.There’s no cap on how many points you can earn and points don’t expire if your account is open and in good standing.Members can also up their points earning potential throughout the year using Personal Triple Points Days.Simply make a practice of paying your balance off before the end of every billing cycle and you’ll get to take advantage of the discounts that come with your card without losing the money you saved to high interest rates.And the best news of all?

Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. The cards that do typically offer waived interest can get expensive if you don't pay off the balance within the zero-interest period, but it can still be a convenient option to have if you're confident you can pay off your balance in time.Compare Credit Cards Side by SideThe Ascent. Most of the places we contacted didn’t charge additional fees for Nordstrom gift cards. Shop online for shoes, clothing, jewelry, dresses, makeup and more from top brands. The Nordstrom Retail Card comes with a 23.90% APR, which is decent relative to other store cards, but is still higher than your typical rewards card and may be too high for cardholders who tend to carry a balance. Gift cards can also be purchased at our Nordstrom and Nordstrom Rack stores. This card earns two Nordstrom Rewards points per dollar and carries an interest rate of 23.90% APR. There are many levels of apr depending on your credit. Both the Nordstrom Store Card and its Nordstrom Credit Card counterpart offer a $40 rebate on any purchase made the day of account opening. If you choose department stores and spend the $2,000 max each quarter, that’s $400 you’ll earn back.For example, if you’re making a $100 purchase and you have $40 in Nordstrom Notes, you only have to spend $60 out of pocket. We want to make sure you're earning points every time you shop, so if you wish to pay with cash, check, or a non-Nordstrom credit or debit card, just use your mobile number to earn 1 point per dollar. Along with key review factors, this compensation may impact how and where products appear across the site (including, for example, the order in which they appear). However, Credit Card Insider does not make any guarantees about the accuracy or completeness of the information provided. All rights reserved.Explore the best credit cards in every category as of July 2020.The Nordstrom credit card comes out ahead to start, although you could earn more back with certain other cards if you spend several thousand dollars per year at that retailer.The cards have the following benefits:Compare your loan options and get pre-approved today.How Do Cash Back Credit Cards Work?Before you apply for a personal loan, here's what you need to know.Perks of Insider status include:It is possible to get approved for a Nordstrom credit card with fair credit, so this card could work well for raising your credit score.I wouldn't recommend the Nordstrom credit card as your only credit card. Schedule your Personal Double Points Day any day you choose. Borrowing cash on your credit card is a cash advance. Below is a list of places that sell Nordstrom gift cards. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.There’s also no foreign transaction fee, so if you use the Nordstrom Visa Signature card when traveling internationally, you won't have to rack up fees to do so.There is one positive, however, and that is that this card offers a 0% promotional APR on purchases and balance transfers for the first 15 months.The Nordstrom store card pays 2 points per $1 on purchases made at Nordstrom stores and online, at Nordstrom Rack, and at HauteLook.That way you’ll know for sure that you won’t go into debt because you’ve paid off your purchase before even leaving the building.For example, Tier 1 members get up to $100 in Nordstrom Notes to use towards alterations.