Update your client-side integration to save and reuse cards. What is SCA? If you’re already using Stripe Billing and want to learn more about updating your integration to be SCA-ready, we’ve put together a short migration guide. Get your questions answered and find international support for Stripe.
Third-party billing. Then, implement SCA-changes for Stripe Billing. I'm currently migrating my app from using the Stripe Charges API to use the Stripe PaymentIntents API, in order to comply with SCA regulations. Migrating to Stripe Billing’s Strong Customer Authentication (SCA)-compliant flow If your Stripe account is based in the European Economic Area (EEA) and you currently use Stripe Billing, we strongly recommend upgrading your integration in order to prevent SCA-related declines. We’ll continue to add more features to Stripe Billing to help you manage the complexity of running a global business. SCA is designed to make online transactions more secure by asking people to confirm their identity usually using their phone. SCA is already being rolled out by some banks and is expected to be fully enforced in the UK by March 2021. To support these requirements you will need to upgrade your White Fuse account to use the new Stripe integration.Once signed in you will see a simplified version of the previous page with two buttons. Many recurring businesses send out invoices for manual payment. Choose the new version of Checkout if it supports the features your integration requires.
Strong Customer Authentication (SCA) exemptions for recurring charges with Stripe Billing.
After you've collected your customer's payment details (and optionally saved them as a new customer) you ask Stripe to complete the payment. Payments providers who can abstract away SCA complexity will have a significant advantage over their competitors.” Stripe says it is launching products to make the transition to SCA as seamless as possible for online businesses, including: Payment Intents API, Checkout, Billing, and Dynamic support for SCA exemptions on low-risk transactions. The frontend updates are simple enough and I have no problems there, but I'm a bit confused with the backend updates.Any links to relevant docs with examples would be very helpful.Thanks for contributing an answer to Stack Overflow!...becomes this using the PaymentIntents API:
If the bank says a 3DS check is required, then you'll need to run your customer through the 3DS flow, which is essentially a 2FA step to ensure that the person requesting the payment is also the cardholder.With the hosted invoice page, Stripe will automatically email your user in this case so they can complete the payment.
Our support center provides answers on all types of situations, including account information, charges and refunds, and subscriptions information. As of September 14, 2019, your updated integration displays the 3D secure authentication flow automatically whenever required by SCA.Checkout is a prebuilt checkout page that lets you collect payments and manage simple subscriptions with a single integration.Take advantage of automated tools to protect your revenue and scale your business. While this approach takes more work than using Stripe Billing, it provides more flexibility.By default, 3D Secure authentication is only shown when the customer’s bank requires it, so your checkout conversion is not negatively affected.